"ORIGINAL POST LAST YEAR" Hi All, I am new to this forum and wanted to treat this thread as a blank canvas. I am heading to the USA for a holiday (2 weeks) in two weeks time and I wanted to make sure that the second I touch back down in Aus, I am ready to hit the ground running. A bit of background: Age: 27 Salary: 75k / year Job: Legal / Compliance University education: Bachelor of Business (Economics) & Bachelor of Laws WAM: Approximately 79% for Business and 73% for Law. Post-graduate education: Legal Prac Course (admitted as solicitor) and CFA Level 1 exam passed. Body Type: Obese. 6'2", 102.1kgs. Debt: 8,000 Assets (Shares): 20,000. Work experience: 1.5 years at Regulator, 1 year at a bank. Okay, all the above is history. I would describe everything above as being comfortable. There were very few challenges in getting to 27 years hence why I have now sought out this forum. I have already created some goals below that I will start (some continue) on 2nd September 2013. Here is a prelim list of goals that I want to try and achieve by the end of September and how this relates to broader goals. - Finish Video's for CFA Level 2 - I have 48 videos of approximately 1 hr each to watch before the end of September. The Chartered Financial Analyst Program will fill in the finance gap on my resume. This will allow me to have relevant tertiary education for almost any job in legal, finance or business. I find the program challenging and prestigious. I will be aiming to do 400 hours in total by the exam (June 2014). - Construct a savings plan while in the States and strictly adhere to it. - Create a photo book of the States trip. - Add two bottles of whisky (duty free) to my collection. - Aim to be at 100 kgs (this will require a month of very intense exercise to start off. - Head to boxing classes after work (1 / week). I really love watching UFC and so there is a little motivation to understand the art better... however the majority of motivation comes from being insecure and trying to get more comfortable in myself. I would derive a great deal of confidence from thinking I could better defend myself. - Discuss opportunities for secondments with mentor and current team. I don't like my current job at all and have identified a team that I would like to work in. I have no relevant experience to get into this team. It is also an incredibly tough period to find a job. Furthermore, the team has just been restructured and roles cut. This is a huge challenge to get into this team. These are all the goals I can think of at the moment. I am using the trip to add to this list and will come up with some longer term goals as well." Okay, here are the new stats: Age: 28 Salary: 85k base (was 90k) / year Job: Banker (was Legal / Compliance) University education: Bachelor of Business (Economics) & Bachelor of Laws Post-graduate education: Legal Prac Course (admitted as solicitor) and CFA Level 2 exam passed (previously level 1). Body Type: Obese. 6'2", 104kgs (102.1kgs previously). Debt: 4,000 (previously 8,000) (I was debt free for a period there but have splurged recently) Assets (Shares): 40,000. Work experience: 1.5 years at Regulator, 2 year at a bank. So where are things currently at? - Whiskey collection is flourishing; - Got that job I was chasing; - Passed level 2 of the CFA; - Failed to lose weight (actually put on 2 kgs); - Failed to pursue piano with any vigor; - Saved some money but no where near as strict as I could have been, have been splurging way too much. All in all, things really have gone well. A huge year. I still feel like I am not performing at my potential though and I fail at a lot of things. But slowly and surely I will fail my way to the finish line. Goals for the next 6 months? 1. Perform in new role 2. Learn ‘All I Ask of You’ for piano and be able to play properly. Sharpen up ‘Legends of the Fall’. Learn ‘A Whole New World’. 3. Drop down to 90 kilograms. 4. Save $11,000 towards investments (so 51k saved). 5. Find a regular haircut that suits. Yay! Long overdue! 8. Propose to GF. 9. Have all data collected for a private project 10. Build a model of a house i'd like to live in when i retire 11. Sign up for CFA level 3 12. Design laptop desktop with goals. Picture representation of goals. 13. Start putting money in emergency fund. Circa $500 by end of year.